Buy to Let (BTL)

A BTL mortgage is linked to the rental income and also your own income position.

Lenders vary greatly on how they assess both rental and personal income, when considering how much can be lent.

From remortgages to capital raising to purchase another rental property, we are here to help.

First Time Landlords

Are you ready to take the first step to becoming a landlord?

We can advise you on your first rental property and guide you through the process.

Let to Buy (LTB)

Have you outgrown your current property, or perhaps you need to move away.

We can advise you on how you can remortgage your current home to allow you to rent it out.

Equity in your property can also be released at the same time, to fund the deposit for your new residential property.

Experienced Landlords

Are you looking to buy another rental property or just for a new competitive mortgage deal?

Do you want to borrow more to improve or rejuvenate your current rental property?

We would love to hear from you to discuss your plans

Portfolio Landlord

Are you planning to buy your 4th rental property or perhaps have 4 or more BTL properties already?

It can be quite complex borrowing as a Portfolio landlord, as your whole portfolio is stress tested, not just the property being remortgaged.

It can be a complicated arena to navigate, speak to us today to understand what is possible

Limited Company BTL

From new to existing limited companies and SPV’s, we can advise and arrange your LTD BTL mortgage.

Ltd company mortgages, can offer a tax efficent way to own property and pass it on to your family.

Please note that Ed Batty Mortgages, nor Edward Batty is not authorised to give tax advice.